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how to buy a house

Posted by Steve ADMIN on Wednesday, October 24th, 2018 at 10:49am.

How to Buy a House

When you start thinking about buying your first house, it’s easy to let your emotions run the show. Before you know it, you’re stalking homes for sale on your home-browsing app, rearranging your schedule so you can do drive-bys, and researching creative financing options that would allow you to buy a house with next to nothing down.

It’s all too easy to land in a house you can’t afford, and that mistake can affect your ability to build wealth in the long run. But understanding the steps of the home-buying process empowers you to make smart decisions about your home purchase.

How to Buy a House in 7 Steps

Let’s take a deep breath. Buying a house takes time. And no house—even that perfectly cute bungalow on the corner with the fenced-in backyard—is worth jumping into before you’re ready.

You know what’s more important than the house you buy? How you buy that house.

HERE ARE 7 SIMPLE STEPS FOR BUYING A HOUSE:

  1.  Save for a down payment
  2.  Get pre-approved for a mortgage
  3.  Find a real estate agent
  4. Go house hunting
  5. Submit an offer
  6. Get a home inspection
  7. Close on your house 

The decisions you make in the home-buying process can make a difference between a home that is a blessing to your family for years to come and a home that becomes such a financial burden that you feel like you can’t breathe.

Buying a house doesn’t have to be a stressful, draining experience. It can actually be a lot of fun, especially if you’re making smart decisions that focus on the long term. These tips will help you:

  • Set realistic expectations for the home-buying process
  • Calculate how much home you can afford and how much to save for a down payment
  • Learn how to buy a house with confidence
  • Define what to look for in your first house
  • Know what to expect from contract to closing day

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